Stafford Loan (Subsidized)

The Stafford Loan (formerly the Guaranteed Student Loan) is a variable rate loan made to students by a bank, credit union, or savings and loan association. Assistance received under this program must be repaid.

Students with a demonstrated financial need must be enrolled at least half time and may borrow up to $2,625 while earning up to 30 credits, $3,500 while earning from 31 to 60 credits, and up to $5,500 per year while earning 61 or more credits—to an aggregate total of $23,000 as undergraduate students. Repayment begins six months after students graduate, leave college, or attend less than half time.